Dealing with an addiction is a lifelong struggle. Many people, however, can never get over their addiction simply because they cannot get the help they need or do not know how to go about getting the help they need. The biggest obstacle for many is paying for rehab. For those without the means to pay for it themselves, they can be left without care. There is an option to help, though.
A large number of people have drug rehab coverage through their insurance and do not even know it. Even more, people have the opportunity to get coverage for rehab but aren’t sure how. Knowing how to get insurance to pay for drug rehab can make a huge difference in the number of people struggling with addiction who can get help and begin their journey of sobriety.
At Principles Recovery, we understand the struggle of asking for help in the first place, much less figuring out how to pay for it. We want to give all of our potential clients every opportunity possible to overcome their addiction. In this post, we are going to look at whether insurance covers drug rehab, how to get your insurance to pay for drug rehab, how to find in-network drug and alcohol rehab centers, and how Principles Recovery is a treatment center that may be in-network for you.
Does Health Insurance Cover Drug Rehab?
In years past, rehab was not something covered by most insurance policies as health insurance did not cover mental health and behavioral health treatments. All insurance providers must provide some form of coverage for rehab as part of treatment for substance use disorder and behavioral health issues.
The law does not specify the type or amount of coverage that must be provided, so insurance company customers are generally unaware of their coverage. If they are, they may need to be made aware of what level of coverage they have or what other options are available. This makes it difficult for people who may otherwise be able to get treatment to figure out what to do.
How to Get Insurance to Pay For Drug Rehab
Because insurance providers must offer some form of coverage for rehab, the best way to get them to pay for your rehab is to discuss your policy with a policy expert from your company. This way, you can find out the exact limits of your policy, what it will and will not cover, fees, co-pays, deductibles, and percentages, as well as types of treatment and length of stay.
You will also want to discuss what networks your insurance works with and how to find treatment. If you do not have coverage under your current policy, your insurance provider must offer you some way to purchase coverage by law. If this is the case, then you will need to discuss updating your existing coverage with addiction coverage. From there, it will be possible to go to a treatment facility and get the care that you or your loved one need.
How to Find In-Network Drug and Alcohol Rehab Centers
There are two ways to find in-network drug and alcohol rehab centers. The first option is to call your insurance company and speak with an agent or policy expert that can tell you what rehab centers in your area are part of their network, though depending on the size of their network, that may be difficult.
The next solution is to contact a treatment center you are considering attending and ask them about the insurances that they accept. Most treatment centers will be able to tell you once they see your insurance information whether they are in-network, and many will have someone on staff who can help you with filing the necessary paperwork to get you set up for treatment. Don’t let not knowing stop you from getting the care you need.
Principles Recovery Accepts Most Major Insurance
If you’re looking to get help with your addiction, then Principles Recovery may be able to help. We are an outpatient drug rehab serving South Florida, and we have a range of treatment options to help you.
From specialized programs like dual diagnosis treatment, treatment for adolescents and teens, and partial hospitalization to outpatient care and aftercare services, we have what you need to get and stay sober. Best of all, we accept most major insurance plans, so there’s a good chance we are in-network for your coverage. To learn more about our treatment options or to find out if you’re covered, contact us today.